JGI / Jamie Grill
If you want to achieve something In this new year, chances are good. Ng has to do with money – to spend less and more It's also likely to be related to paying bills for the time when you did not spend money.
A recent study found that the average US household carries nearly $ 7,000 in credit card debt (which means you'll need a rate of nearly $ 1,000 every year) Kimberly Palmer, a personal finance expert at NerdWallet, helps you get back on track and make your financial decisions.
1 Get Your Debit Card
If you carry credit card debt, you should consider making a bank transfer. "Interest rates are rising at the moment, so it's really useful to have a balance practice to lock in the New Year's Referral Card before interest rates continue to rise, "says Palmer. With these cards, you can transfer debts from your old credit card – with a zero-year APR.
So, if you can make the minimum payment every month during the introductory period of 12-15 months, you can pay off your credit card debt without paying more interest. It may sound too good to be true, but it's the real deal. Keep in mind, however, that keeping cash or debit cards on a tight budget. They do not want to stack more debts.